It turns out the average age of someone who invests in the sharemarket is late 30’s. As a 16 year old (and former Banqer kid) who knows a little about personal finances, I wondered why do people leave this so late in their lives?

What I do know, is that I don’t want to wait until my late 30’s to become an investor. Right now the one thing I’ve got on my side is time, and I want to make a change.

So I set myself a goal over the school holidays; I wanted to have the knowledge to be confident in my decisions to make my first investment. This learning took place outside of the classroom, without a teacher in sight, and I hope it proves that learning without teachers isn’t impossible, even at a young age.

I also hope that by going on this journey I can document my discoveries and create a resource for others in my position. For 16 year olds like me, but really for anyone who was never taught about investing for whatever reason. I want everyone to have the confidence to start their investment journey today after reading my three part series.

At 16, there’s so much I’m wanting to learn when it comes to money. But if I had to prioritise my time, I’d say most of my interest is in the sharemarket. Unlike putting money into a term deposit, the sharemarket seems way more interesting. More things can go right, more things can go wrong, and I can be more involved in my investment. But I’ve always thought that learning about such a technical topic would be impossible without a teacher, so never made a start.

I didn’t quite know what my Banqer internship would entail. So when I rocked up at the start of the summer holidays and was asked what I wanted to learn I really didn’t know. So then I was asked what I liked, what my favourite school subjects were. I’ve always really loved English, so we thought some ‘content creation’ would be a good start. “But what do I write about?” I asked. “What do you want to write about? What do you think others would like to read?” they responded.

We agreed to a few pieces of content that were pretty easy to get together. But now we needed something with more substance. This is when I had the idea to use my time at Banqer to learn how to invest in the sharemarket, and the Banqer team thought it was an awesome idea.

Now to make a start...

I’m pretty used to being taught, rather than learning as such. But pretty quickly I realised that if I could teach myself how to invest in the sharemarket I’d be able to teach myself anything. So I jumped right into it. I identified that I could effectively learn about the sharemarket through personal research (aka the internet), through talking with friends, and learning from family.

The next part of this series will cover off just how I went about my research, and what help I got along the way. The final part will talk about what I did with the stuff I learnt, and what I plan to do in the future to keep investing.

If you too want to have the knowledge to be able to make your first investment, follow my journey of learning about the sharemarket outside of the classroom.


Insights from Jordy Annand; ex-Banqer student & current Banqer intern.